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B.Tech. (CSE) Fintech and AI (PayTM and Zell)

Overview

JECRC University – FinTech & AI Program (with Paytm)


Paytm is the Knowledge Partner for this FinTech & AI Program offered by JECRC University in association with Zell.

JECRC University presents a future-ready B.Tech. CSE with specialization in FinTech & Artificial Intelligence, designed to equip students with the skills to thrive in India’s rapidly evolving digital finance ecosystem.

This industry-integrated program, offered in association with leading partners Paytm and Zell, blends strong Computer Science foundations with emerging domains such as Artificial Intelligence, Machine Learning, Blockchain, Data Analytics, and Financial Technologies.

With India being one of the fastest-growing digital payments markets, FinTech today forms the core infrastructure for commerce, credit, and financial inclusion—creating immense career opportunities for skilled professionals.

The curriculum emphasizes real-world learning through industry case studies, simulations, and live projects, enabling students to understand end-to-end FinTech ecosystems, digital business models, and large-scale financial platforms.

Students gain hands-on exposure through offline expert-led sessions, masterclasses, hackathon-style challenges, and a capstone project mentored by industry professionals, ensuring strong practical problem-solving abilities.

The program also offers internship opportunities up to 6 months, including paid internships for meritorious students, along with dedicated placement support.

With strong industry exposure and a focus on application-driven learning, this program prepares students for high-demand roles such as:

  • FinTech Developer
  • AI / ML Engineer
  • Blockchain Developer
  • Data Scientist
  • Digital Finance Specialist

This program empowers students to become future-ready professionals and leaders in the global FinTech revolution.

FinTech & AI Program – Subjects / Modules

 

Name of Subject / ModuleReason behind the subject
Foundations of Fintech & Financial MarketsReplaces introductory humanities with a sector-specific foundational course to orient students toward the digital economy and India’s evolving financial landscape.
Programming for Fintech (Python, R, and Java)Enhances generic professional skills by introducing domain-specific programming tools essential for automating financial workflows and portfolio risk calculations.
Data Analytics and Visualization in FinanceUtilizes the open elective slot to provide interdisciplinary expertise in financial data mining and predictive reporting, aligning with modern business intelligence demands.
Blockchain Development and Smart ContractsTransitions from general departmental electives to high-demand distributed ledger technologies and smart contract development for decentralized financial ecosystems.
AI and Machine Learning Applications in FinanceProvides a specialized application of machine learning within the financial sector, focusing on high-impact areas like algorithmic trading and fraud detection.
Cybersecurity and Data Privacy in FintechContextualizes general security principles within the rigorous regulatory and cryptographic frameworks required for secure digital financial transactions.
API Development and Integration in Open BankingIntroduces critical industry standards for interconnected financial services and open banking architectures, enhancing graduate employability in the platform economy.
Cloud Computing and DevOps for Financial ServicesBridges core infrastructure knowledge with specialized DevOps practices required for deploying scalable, high-availability financial applications in a cloud-first market.
Big Data, Big Money: Fintech at ScaleFocuses on the architectural requirements for processing high-velocity financial data, offering specialized knowledge beyond standard database management.
InsurTech & Risk ManagementOffers a specialized interdisciplinary track that combines technological innovation with actuarial science and personalized risk modeling.
RegTech Solutions & ComplianceAddresses the critical industry need for automated compliance and regulatory technology, ensuring students understand the legal and ethical boundaries of FinTech.
Building Fintech Applications: Idea to ImpactReplaces the general dissertation with a targeted capstone project that requires the practical application of the entire FinTech stack to solve real-world problems.

Branches

Curriculum Structure with Zell Integration

Sr NoCourse CodeName of SubjectZell Integration
Semester 1
1DEN001ACommunication Skills
Communication Technique Lab
2DMA001AEngineering Mathematics-I
3DPH001AApplied Physics
4DEE001ABasic Electronics Engineering
5DCO001AComputer Programming in C++
6DPH002AApplied Physics Lab
7DME001AEngineering Graphics – AutoCAD
8DCO002AComputer Programming in C++ Lab
9DIN001ACulture Education – 1Foundations of Fintech & Financial Markets
10DCH001AEnvironmental Sciences
11DLW001AIndian Constitution
Semester 2
1DEN002AProfessional Skills
Professional Skills Lab
2DMA002AEngineering Mathematics-II
3DEL001ABasic Electrical Engineering
4DCO002AProgramming in Java
5DCH002AEngineering Chemistry
6DCH003AChemistry Lab
7SET001AEngineering Workshop
8DIN002ACulture Education – 2
9DCO04AProgramming in Java LabProgramming for Fintech (Python, R, and Java)
10DCH001AEnvironmental Sciences
Semester 3
1BCO011AComputer Networks
2BCO002BData Structures and Algorithms
3BAS007BDiscrete Mathematics
4BCO008BOperating Systems
5BCO232ASoftware Engineering and Project Management
6BCO014BOperating Systems Lab
7BCO005BData Structures Lab
8DEN003ALife Skills – 1
9DIN003AValue Education and Ethics – 1
Semester 4
1Open Elective-IData Analytics and Visualization in Finance
2BCO****Department Elective 1Blockchain Development and Smart Contracts
3BCO009BComputer Organization and Design
4BCO010CDatabase Management Systems
5DIN005AUniversal Human Values
6BCO013BDBMS Lab
7BCO****Dept Elective 1 Lab
8DMA003ASoft Skills – 2
9DIN004AValue Education and Ethics – 2
Semester 5
1BCO017AFormal Languages & Automata Theory
2BCO023ADesign & Analysis of Algorithms
3BCO007AComputer Graphics
4BCO****Department Elective 2AI and Machine Learning Applications in Finance
5BCO****Department Elective 3Cybersecurity and Data Privacy in Fintech
6Open Elective IIAPI Development and Integration in Open Banking
7BCO025BDAA Lab
Semester 6
1BCO028ACompiler Construction
2BCO****Department Elective 4Cloud Computing and DevOps for Financial Services
3BCO****Department Elective 5Big Data, Big Money: Fintech at Scale
4BCO031BCompiler Design Lab
5Open Elective IIIInsurTech & Risk Management
6BCO074BMinor Project
Semester 7
1BCO****Department Elective 6RegTech Solutions & Compliance
2BCO****Department Elective 7
3BCO****Department Elective 8
4Open Elective IV
5BCO207AResearch Paper WritingBuilding Fintech Applications: Idea to Impact
Semester 8
1BCO034BIndustrial Project / Dissertation

Eligibility

  1. The student should be appearing for the final school level examination (+2 board exam) in the current academic year or should have completed the same in the previous academic year at the time of applying for the Program from an approved board of school studies from India or abroad.
  2. The student should have studied Maths, Physics, and Chemistry subjects in the final school
  3. The student should have secured 60% aggregate marks in the final school level examination (+2 board exam).

Detailed Module Structure – FinTech & AI Program

Overview: Understand the DNA of fintech—digital payments, stock markets, crowdfunding, and India’s fintech revolution (UPI, Aadhaar-enabled systems).

UnitTopics CoveredDuration
1. Introduction to FinTechCore components, global vs Indian markets (SEBI, RBI), UPI case study, Python P2P simulation
Tools: World Bank API, RBI Database
5 Hours
2. Digital PaymentsUPI, wallets, NFC, AI fraud detection
Tools: Razorpay API, TensorFlow
10 Hours
3. Stock Markets & AINSE/BSE, Algo trading, AI portfolio management, trading bot5 Hours
4. Blockchain & CBDCsDeFi, smart contracts, Digital Rupee vs Yuan5 Hours
5. AI & Big DataCredit scoring, risk modeling, AI-based analysis5 Hours
6. RegTech & CybersecurityKYC, AML, data privacy, anomaly detection5 Hours
Capstone ProjectBuild a FinTech solution10 Hours

Overview: Automate financial workflows—data scraping, portfolio optimization, and risk calculations.

  • Python & R Basics: Pandas, dplyr, financial datasets
  • Web Scraping: BeautifulSoup, Selenium, APIs
  • Portfolio Optimization: Python & R implementation
  • Risk Calculations: VaR, Monte Carlo simulations
  • Capstone Project

  • Financial data cleaning & preprocessing
  • Statistical techniques & time series
  • Machine learning (Regression, Trees, SVM)
  • Fraud detection & predictive modeling
  • Visualization tools: Tableau, Power BI
  • Capstone Project

  • Blockchain fundamentals (Ethereum, Hyperledger)
  • Smart contracts with Solidity
  • DApp development
  • Use cases: payments, land registry, supply chain
  • Capstone Project

  • Fraud detection using ML
  • Algorithmic trading
  • Risk modeling (VaR, ES)
  • NLP for customer insights
  • Capstone Project

  • Cyber threats: phishing, DDoS, ransomware
  • Data privacy laws (GDPR, DPDP Act 2023)
  • Cryptography & network security
  • Ethical hacking & simulations

  • Open banking concepts & regulations
  • REST APIs & microservices
  • API integration & performance optimization
  • Fintech API use cases

  • AWS, Azure, GCP fundamentals
  • CI/CD, Infrastructure as Code
  • Deploying scalable fintech apps
  • Cloud security & compliance

  • Big Data in FinTech: Hadoop, Spark, ETL, analytics
  • InsurTech & Risk: Risk modeling, personalized insurance
  • RegTech: Compliance automation, AI monitoring
  • Capstone: Build real-world FinTech product

Syllabus

Fees

Tuition Fee-PA1,74,000
Other Fee-PA116,000
Total Annul Fee2,90,000
Admission & Alumni Fee One Time-Non Refundable10,000
First Semester Fee +  Admission & Alumni Fee (At the time of Admission)1,55,000

Scholarship

S.No.

Type of  Scholarship/ Free ship

Scholarship Criteria

Eligible Degree Programmes

Amount as percentage of Tuition Fee

1

Merit Scholarship

70% to 84.99% Aggregate Marks  in 10+2 Exam

All B.Tech. Programme

15%

2

Merit Scholarship

85% and Above

Aggregate Marks in 10+2 Exam

All B.Tech. Programme

25%

3

Merit Scholarship

JEE (Main) 2026

Percentile Score 75 to 89.99

(General Category)

All B.Tech. Programme

15%

4

Merit Scholarship

JEE (Main) 2026 Percentile Score more than 90 (General Category)

All B.Tech. Programme

25%

5

Additional Scholarship on the basis of NCC ‘A’ Certificate/ Alumni/ Sibling/ JU Employee/ Single Mother/ Single Girl Child/ War Widow/ Father from Ex-Services/ Para- Military Forces Killed in action/ Sports Medalist at minimum State level Tournament conducted by Federation Recognized by Indian Olympic Association

(Any one Scholarship shall be given only One time)

All Programme

10%

  • Only one Scholarship shall be given from S.No. 1 to 4 above whichever is higher.
  • To Continue Scholarship, it will be mandatory to Score Minimum 8.0 CGPA and 75% Attendance in all courses (Theory/ Lab/ Project/ Seminar etc. in the previous Academic Year in both the Semesters), No Compartment in any semester.
  • Apart from CGPA and Attendance Requirement for continuation of Scholarship from Second Year onwards, the Scholarship shall be withdrawn if a student is found involved in act(s) of indiscipline; found guilty and given punishment including written warning. In such a case, the withdrawn Scholarship shall not be restored even if the student meets CGPA and Attendance Requirement in future.  

Only one Scholarship shall be given from S. No. 1 to 4 above whichever is higher. Candidates shall be required to pay other fees as applicable for the Programme concerned. Such students shall be required to maintain a minimum CGPA (SGPA in 1st semester) of 8.0 in the first and subsequent semesters without having any compartment in any subject and a minimum of 75% attendance in each subject, failing which the Scholarships awarded shall be withdrawn. The review of the Scholarship shall be conducted at the end of even semester every year.

If Scholarship of an admitted student has been withdrawn due to non-compliance of the minimum requirement as above, the same may be restored after the review at the end of next even semester, provided the student meets the minimum maintenance criteria of 8.0 CGPA and 75% attendance in each course during the review period.

It must be noted that no relaxation in terms of minimum Scholarship maintenance criteria shall be granted. For example if a student gets CGPA of 7.99 or lower or attendance in any of the subjects equal to or less than 75% shall loose the Scholarship. Even if a student has been allowed to appear in term end examination by relaxing the attendance of minimum 75% in a particular course, she/ he shall not be allowed to get the benefit of continuation of scholarship.

Other Conditions:

Candidates who are availing any kind of financial assistance from Government or any other private organizations for educational support are not entitled for JECRC University Scholarship. The University can discontinue the Scholarship scheme at its own discretion. The final decision of awarding of Scholarship will be taken by the appropriate bodies of the University.

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